I have heard just one too many stories of people getting injured in car accidents, hit and runs etc and not having even just a simple Hospital Plan to cover their hospital bills. Family and friends them have to scramble to raise hundreds of thousands of Rands to cover the medical bills.
This is just plain irresponsible. For the price of several drinks a month (perhaps not drinking those reduces your chance of having one of these accidents as well), you can get a basic hospital plan which covers your medical costs in the event you have an accident or land up in hospital for whatever reason. If you don’t have one, GET ONE!