The up to 55 day interest free period

When you pay the full outstanding amount on your DiscoveryCard by the due date, you enter an interest free period, referred to as a 55 day interest free period, since there are a maximum of 55 days that any given transaction can be interest free.

For example:

If you make a purchase on the first day of your billing cycle, the statement will close 30 days later following which you have 25 days to your due date. If you pay the full outstanding balance on the due date, then you have enjoyed interest free credit for 55 days for that purchase.

If you make a purchase on the day your statement closes, then you have 25 days to your due date. If you pay the full outstanding balance on the due date, then you have enjoyed interest free credit for 25 days for that purchase.

To be in a 55 day interest free period, and therefore for interest not to be charged to your account, payment must be received for the full closing balance of the statement, before the due date.

We confirm that you need to settle the full outstanding amount on your account in order to enjoy the up to 55 days interest free period. This will prevent interest being charged on your account unless where applicable such as cash ttransactions.

So as examples:
If I buy something on 20 of January, I have just under a month until the next statement, then I have about 25 days to pay the money back without incurring interest.

However, if I buy something on 15 January, I the statement close in the next couple of days and I have about 25 days to pay the money back without incurring interest.

Certain transactions attract interest immediately

Interest will be charged immediately from the transaction date for the following transactions, unless there is a sufficient credit balance in your account to settle the transaction amount:

• Cash withdrawals with the credit card
• Travelers’ cheque purchases with the credit card and certain FOREX transaction
• Electronic funds transfers which result in a debit balance on your account
• All budget facility transactions and balance transfers
• Fuel or fuel-related transactions on the DiscoveryMotor card
• Transfers from the straight facility to the Medical Saving Booster.

Interest rates

Your account was opened in 2005 under the Usury Act. The interest rates applicable to your account [were] effective 26 November 2010. This is as a result of the National Credit Act.

My brother said I should’ve pulled the rest of the feathers out, basted it in peri-peri and shoved it in the oven.

Looks like chicken. Tastes like beef.

As I was leaving home this morning, a little girl of 8 or 10 came up to me with a Hadeda (http://en.wikipedia.org/wiki/Hadada_Ibis) wrapped in a bright pink Barbie towel under her arm and asked me to dial the SPCA.

Just as I had finished telling the SPCA where to come and get the bird, the girl suddenly said “Oooh! Ooh! Ow! My stomach! Please sir, take it from me.” So I did, fearing the worst but suspecting the inevitable, and with that, she sped off, never to be seen again.

So there I was, sitting alone in my car holding a big ass bird wrapped in a towel.

Gingerly, I plonked it in the passenger footwell, praying it would not freak and went to find the SPCA. There, I filled in the form, went back to the car to get the poor, broken bird… and… it would not comply.

So I went round to driver side to get it and it shat on my seat the jumped out and ran under the decking at the coffee shop (“Coffee Cats”) with a party of about 10 animal lovers and employees trying to “rescue” the forsaken animal. I say “rescue” because some of the methods of capture they were discussing were downright concerning.

Anyway, so life must go on and that involves driving, which is not great when you have a massive, liquid bird-turd on your seat. So, I dipped said Barbie towel into the fishpond, wiped my seat off and continued my day as normal.

Except now everyone wants to know why I have a cute pink Barbie towel at work with me.

DURBAN, South Africa – The infamous PUKETOP, a product of Tequila in copious volumes relative to accepted human consumption standards, a certain Ms Robyn Bronwyn Hobbs aka Bobby, and an inconveniently positioned Dell Laptop, has finally been restored to expected operating levels by an authorized onsite Dell repair agent.

A strapping young Dell technician, Mr Nishan Harold Pillay, visited Ms Hobbs at her place of residence in Greyville, Durban earlier today to perform a simple procedure known as a key-based input device transplant.

Mr Pillay was quoted midway through the process as saying “it looks sticky”, and later during the procedure, proposing that in his professional opinion the residue was as a result of “coffee and biscuits”.

Ms Hobbs throughout the process maintained complete composure and did not let on in any way the darker secret to the nature of the “sticky” residue seen by Mr Pillay.

While the transplant procedure was a success, the PUKETOP is not completely out of the woods; unfortunately Mr Pillay did discover a “little bit of something on the motherboard”, but, in his professional opinion again, and much to the relief of an already relieved Ms Hobbs, “it doesn’t seem to be affecting anything.”

The recovery period after the minor procedure is expected to be short and Ms Hobbs and her PUKETOP should soon be able to collaborate as they did before that fateful night almost a year ago.